Buying your first home is an exciting milestone—but it can also feel overwhelming without the right guidance. Here are Amie Pisano’s top five tips to help first-time buyers feel confident and prepared throughout the process.
1. Understand Your Budget
Before you even begin looking at homes, get pre-approved for a mortgage. This helps define your price range and shows sellers you're serious. Consider:
- Your credit score and whether it needs improvement
- The type of mortgage that suits your financial goals
- Hidden costs like closing fees, maintenance, and property taxes
A clear budget will save you time, energy, and stress.
2. Research the Market
Real estate markets vary greatly by location and time of year. Understanding what’s happening in your towns of interest is key. Ask yourself:
- Are homes selling quickly?
- What price trends are you seeing?
- How competitive is your target area?
Market knowledge = smarter decisions.
3. Know Your Priorities
You probably won’t get everything on your wish list. So, make a list of:
- Must-haves (e.g., number of bedrooms, commute time)
- Nice-to-haves (e.g., pool, walk-in closets)
Think ahead too—will you need more space in a few years? Being honest and flexible with your priorities helps you focus on what really matters.
4. Understand the Buying Process
There are many steps between touring homes and getting the keys. A few essentials:
- What are contingencies, and why are they important?
- What happens during a home inspection?
- How does the appraisal affect your loan?
Understanding the sequence of the buying process helps you move through it with clarity and confidence.
5. Let an Expert Guide You
Partnering with the right real estate agent can make all the difference. A great agent will:
- Advocate for you in negotiations
- Help you access off-market or early listings
- Provide deep local knowledge and tailored advice
Make sure your agent is someone who understands your goals—and communicates clearly every step of the way.
Buying your first home doesn’t have to be overwhelming. I’d love to help you navigate the Westchester market with confidence and clarity. Let’s connect!
📧 Email: [email protected]
📞 Phone: 914-715-2632
